We fight for injury victims and property owners across New York—turning legal challenges into victories.
A serious car accident can change everything in an instant. One moment you’re going about your day, and the next you’re dealing with injuries, medical appointments, lost income, and constant calls from insurance companies. When you’re hurt and overwhelmed, the decisions you make early on can affect your health, finances, and legal rights long-term.
At Tokov Law, we represent individuals across New York who have been injured in car accidents caused by negligence. Our approach is practical, thorough, and client-focused. We handle the legal and insurance issues so you can focus on your recovery, while making sure no opportunity for compensation is overlooked.
We offer free consultations, and you pay nothing unless we recover compensation for you. With strict deadlines under New York law, speaking with a lawyer early can be critical. Give Tokov Law a call today!
New York’s roadways are among the busiest in the country. Dense traffic, aggressive driving, distracted motorists, and heavily traveled highways make accidents a daily reality particularly in boroughs like Brooklyn and Queens. Intersections, highways, and congested local streets create frequent collision points.
Common types of motor vehicle accidents in New York include:
Many of our clients suffer injuries that impact both their short-term health and long-term quality of life, including:
Based on years of client experience, accidents are frequently caused by:
Even if you believe you were partially at fault, New York law may still allow you to recover compensation.
New York follows a pure comparative negligence rule. This means responsibility can be shared among multiple parties, and your compensation may be reduced by your percentage of fault.
For example, if your damages are valued at $100,000 and you are found 20% responsible, you may still recover $80,000. Insurance companies often times attempt to exaggerate victim’s fault to reduce payouts. We actively challenge these tactics and advocate for fair fault assessment.
New York is a no-fault insurance state, meaning your own auto insurance policy typically pays for medical treatment and certain financial losses regardless of who caused the crash. These benefits are provided through Personal Injury Protection (PIP) coverage.
Important Deadlines
Failure to meet filing deadlines can result in denial:
PIP benefits may cover:
However, PIP does not cover:
Not all healthcare providers accept no-fault insurance, and errors in paperwork can jeopardize benefits. We help ensure claims are properly filed and defended.
Insurance companies routinely audit no-fault claims and may require an Independent Medical Examination (IME) with a doctor chosen by the insurer. These exams are often used to justify reducing or terminating benefits.
Clients commonly face:
When benefits are unfairly denied, we pursue all available remedies, including:
While no-fault insurance covers basic economic losses, New York law allows victims to file a personal injury lawsuit when injuries meet the “serious injury” threshold defined under Insurance Law §5102(d).
Serious injuries include:
When this threshold is met, a lawsuit may allow recovery for:
We evaluate whether litigation is appropriate and explain the risks and benefits clearly before proceeding.
A successful personal injury case depends on evidence. Our firm works quickly to preserve and develop critical proof, including:
Acting early increases the likelihood that evidence is preserved and witnesses remain available.
Your actions immediately after an accident can affect your claim:
Insurance companies are not on your side. Their goal is to limit payouts, not protect your recovery.
Depending on your case, compensation may include:
In rare cases involving extreme recklessness or intoxication, punitive damages may also be available.
Tokov Law handles car accident cases on a contingency fee basis:
During your free consultation, we clearly explain fees, costs, and expectations so you can make an informed decision.
Yes, we provide free, no-obligation case evaluations for all personal injury, real estate and property tax grievance matters.
Seek medical attention, report the accident to the police, and gather evidence and witness information if possible. You also need to notify your insurance company. Contact our firm for legal advice before speaking with other parties’ insurance companies
In New York, the statute of limitations for most personal injury cases is 3 years from the date of the accident. However, this can vary depending on the type of case. For example, wrongful death claims have a 2-year limit, and claims against government entities may have shorter deadlines. Contact an attorney right away to learn of any deadlines that apply to your case so they can file a claim for you on time.
We work on a contingency fee basis, so you pay nothing upfront. We only get paid if we win your case, typically taking a percentage of the settlement or court award.
If you or a loved one has been injured in a New York car accident, you deserve knowledgeable guidance and strong advocacy. Tokov Law is committed to protecting your rights, challenging insurance companies, and pursuing the compensation you need to move forward.
